Writing Hibernation

I've been quite busy the past few days and due to that, I've opted to take some well deserved rest. Down, but not out, some folks put it.

I had a discussion with some of my friends and we were talking about where you could put your money in. In the Philippines, the republic with the never ending saga of political hullabaloo, there's only so much places (i.e. investment vehicles) you can invest in, aside from your trusty bayong or baul. If 21st century Philippine history has proven to be anything, it could be likened to an epic Star Wars trilogy. A Political Stars' Wars is what I'd aptly call it.

Political Stars' Wars: A New Hopelessness
Political Stars' Wars: The Palace Strikes Back
Political Stars' Wars: Return of (the) JDV (probably soon)

Subsequently, some political opportunists could think of rewriting everything, and they may use a strategic plan I can lend them to be called "OPLAN PREQUEL".

Political Stars' Wars Episode 1: The NBN Menace
Political Stars' Wars Episode 2: Attack of the Cronies
Political Stars' Wars Episode 3: Revenge of the Seething FG

Going back to the main issue at hand, the burning question is, where do you invest your hard earned money?

Good question, because the answer is rather simple - and it's that there's so very few choices. This is particularly true for those who form part of the middle class. If you are middle class, it is difficult to go up the economic ladder and very easy to fall off it. During the late 90s, people who were in the middle class suddenly found themselves living in dilapidated houses after the ill effects of the Asian Financial Crisis hit them.

Circumstances are different now, but the issue is still the same. The middle class in the Philippines, though many in number, face tough roadblocks in their road to financial wellness or to try to be a part of the nouveau riche, at the very basic. Most of these middle class people are OFW babies. Families who are beneficiaries of OFWs who used to enjoy Php 55 to a dollar now have to contend with Php 15.00 less.

That would be okay if they earned just $1 / month. But they don't. Assuming they send back $1,000 every month, take a look at this -

Years before - Php 55,000
Now - Php 40,800
Difference - Php 14,200

That's enough groceries for almost a month! And you haven't even taken into account inflation.

Let's take aside the OFW angle for a moment and just assume that you are an employee working and living in this beloved (sic) Philippines. You have now set aside close to half a million pesos and the entrepreneur bit you so hard, you want to go out and test the entrepreneurial waters.
What business do you want to go into?

Aaaah, then you say this. And come to a realization that either you think of a very catchy and fresh idea or you go into franchising. Both has its good and bad aspects. Let's tackle them one by one.

I won't be writing as much as I did before due to some increasingly important priorities (now doesn't that sound repetitive again and again haha ^)^. ) I hope you guys continue to be patient and come back often.