Thursday, November 15, 2007

The Workweek-enders

What's the highlight for this week on the financial sphere? Well the BSP cut its overnight rates by 25 bps. This should spur lending, and should bode well for real estate companies.

We've been talking lately about making vision statements, mission statements, etc. How does this all tie in?

Well, let me ask this question, why do you invest?

If your answer is a vague, because "that's for my future", well my friend/s, this is the perfect reason of why you need a vision statement. You have to save for a purpose. You don't save because your parents told you to. You don't save because you want to save. You save because there is a future expense that will be needed to be paid for.

Having a goal will dictate where you park your money in. You don't put your money in 30-day time deposits so that you can save up for a downpayment for a house that's still 3 years down the road. It's not the right investment vehicle. Remember you're aiming at 3 years, not 30 days.

More tidbits next week from Guerilla Investing.

Happy Weekend!

No comments:

Investor Discretion Advised.

Investments involve risks. Investor discretion is advised. Further, great lengths have been made to ensure information accuracy. However, I'm only human so if you see any mistakes, do point them out. Thanks and please come back! Remember, appreciate the capital but appreciate the risk!